Online games and digital astrology draw the attention of the informed generation of India smartphones. From fantastic leagues and esports sports to horoscope applications and virtual consultations, these platforms are in shock in millions. While the entertainment and prediction services in real time soar, the financial planners ring the alarm to a striking contrast – despite the technological boom, long -term financial planning is lagging behind.
Gurmeet Chadha, director and CIO partner at Compriccle, drew attention to this imbalance in a recent post on X (formerly Twitter). “Dream 11, My11 Circle & Other Gaming Apps made income of 30,000 CR. AstroTalk & Astrology Apps 1000 CR + Returned. 56 CR Indians R Gamers largely in the age group 18-30. Barely 5 Indian CRs make sinters. Imagine the potential … “
Chadha deplored the inadequacy of priorities, saying: “We want to predict the future on a daily / weekly basis, but we do not want to build our future in the long term.”
Data supports its concern. The latest data from the Association of Communities of Placement in India (AMFI) revealed a significant change in systematic investment plans (SIP), contributions reaching a record of 26,632 crores in April 2025. This marks an increase of 3% compared to RS 25,926 crore of March.
Despite the sharp increase in contributions, the SIP stop ratio climbed to 75.63% for the 2025 financial year, which indicates that 514.17 Lakh SIP were interrupted while 679.85 Lakh new have been recorded. In particular, the total number of common fund folios increased to 23.62.95 024 in April, going from 23,45,08,071 in March, with growing interest in investment in common investment.
Since January, more SIP accounts have been closed than the opening – an overthrow which is not observed in more than two years – indicating growing caution among retail investors as market dynamics change.
Chadha, who has long defended disciplined investment, previously proposed another type of SIP. This one, he said, should have “nothing to do with actions, common funds or yields”-instead, a voluntary monthly contribution to the National Defense Fund. His call, issued during increased Indian-Pakistani tensions, recalled that the financial objectives are without any national security.
