Nevada has classified the second highest automobile insurance rate in the country, according to Insurify.
Automobile insurance rates have been soaring for years and 2024 was no different.
Insurific reported This week, the price of automotive insurance premiums climbed 15% last year, American drivers now depositing on average $ 2,313 per year for full coverage.
Automobile insurance rates continue to go up across the United States (Sunny Tsai / Fox News)
Here is where the drivers paid the most for full coverage in 2024:
Maryland – $ 4,060, up 53%

Traffic on Interstate 95 (I-95) in Baltimore, Maryland, Thursday April 4, 2024. (Photographer: Nathan Howard / Bloomberg via Getty Images / Getty Images)
“Maryland automotive insurance rates tend to be influenced by its large population centers, such as Baltimore, and its Proximity to Washington, DC“The Vice-President insurance of the management of carriers and operations, Betsy Stella, told Fox Business.” Urban areas often experience higher complaint frequencies due to congestion and traffic -related incidents, state insurers adjust their rates accordingly to reflect the increased risk. “
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New York – $ 3,804, up 53%

New York drivers saw their car insurance jump 53% last year on average. (Gary Hershorn / Getty Images / Getty Images)
“”new York saw the slower regulatory approval in rate increases, which made insurers more difficult to keep up with the rate of loss costs, “said Stella.” Consequently, state rate adjustments are more strongly influenced by inflationary pressures that have had an impact on insurance that had an impact on insurance that has had an impact on insurance that had a Impact on insurance which had an impact on insurance which had an impact on insurance which had an impact on insurance which had an impact on insurance which had an impact on the insurance , industry in recent years, rather than immediate changes in the frequency of complaints. “”
District of Columbia – $ 3,399, up 24%

Traffic on North Capitol Street in Washington, DC. (Photo of Bill O’Leary / The Washington Post via Getty Images / Getty Images)
“Similar to Maryland, Washington, the Urban framework of DC contributes to higher car insurance rates due to the frequency of complaints in densely populated areas,” said Stella. “Insurers must take into account the increased risk of traffic accidents in this region, which causes bonuses for local drivers.”
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South Carolina – $ 3,393, up 29%

Myrtle Beach, South Carolina (Photo by Sean Rayford / Getty Images / Getty Images)
Stella said that in South CarolinaThe largest factors stimulating the increases in the automotive insurance rate are inflationary pressures and the increase in repair costs.
“While the cost of parts and the workforce continues to climb, insurers must adjust their rates to maintain profitability while ensuring adequate coverage for insured,” she said.
Florida – $ 3,166, up 9%

Miami, Florida (Joe Raedle / Getty Images) / Getty Images)
“The Florida automobile insurance market is affected by several factors, including a growing population and a higher frequency of serious complaints,” noted Stella, adding that inflationary pressures, as well as the growing costs of repairs, have still pushed rates upwards in the state.
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“In addition,” she said, “state vulnerability to weather events-like hurricanes– also plays a role in increasing the cost of automotive insurance. “”