The Business Platinum Card® by American Express has a limited offer of 150,000 points and a credit of $ 500. This offer is interesting because, depending on whether you meet the requirements of the offer, you can earn one or both aspects of the bonus on two levels.
Here is the full offer: Win 150,000 membership awards after spending $ 20,000 for eligible purchases on your Platinum Business card in the first three months. In addition, win a credit of $ 500 after spending $ 2,500 for eligible flights reserved directly with airlines or via American Express Travel with your card in the first three months. The offer ends on June 30, 2025.
This offer is worth at least $ 2,000 to flights, although it could be worth much more with the specific buyouts of transfer partners.
Annual fees
$ 695
Welcome offer
Win 150,000 Rewards® membership points after spending $ 20,000 in the first 3 months – more, win a credit of $ 500 after spending $ 2,500 for eligible flights reserved with airlines or through American Express Travel in the first 3 months
Purchases in progress after
18.49% – 27.49% variable
Recommended credit rating
Good, excellent
Reward rate
- 5x members of the flights on flights, prepaid hotels, short -term rentals and prepaid flights + hotel packages on Amextravel.com
- 1.5x points on eligible purchases in American building materials and equipment suppliers; electronic products retailers; Software providers and cloud systems; shipping suppliers; and on purchases of $ 5,000 or more everywhere else (by up to $ 2 million in these purchases per calendar year)
- 1x points for each dollar that you spend for eligible purchases
Benefits
- Get up to $ 200 in declaration credits per calendar year for accessory costs billed by an airline qualified on your card
- Free access to the American Express Global Lounge Collection, which includes more than 1,400 airport salons in 140 countries
- Earn more than $ 1,000 in annual declaration credits on certain business purchases, including technology, recruitment and wireless during the first year of membership. Registration required.
This is a two -level offer:
Win 150,000 membership awards after spending $ 20,000 in eligible purchases on your Platinum Business card in the first three months.
Win a credit of $ 500 after spending $ 2,500 for eligible flights reserved directly with airlines or via American Express Travel with your card in the first three months.
You can win one or both parties Amex Business Platinum offer.
We do not like to leave part of a welcome bonus on the table, so we recommend that you work for at least $ 2,500 in the $ 20,000 that you need to spend in the first three months. Then you will be eligible for both 150,000 points and the $ 500 credit. Of course, this strategy only makes sense if you need to reserve future flights.
The offer could still be worth it if you can only earn the 150,000 points, but it loses a large part of its value if you only admire yourself for the $ 500 credit.
Read our Full Amex Business Platinum Card review
The value of 150,000 membership reward can vary in value depending on the buyout option. Here are some examples of the value of 150,000 points for different buyouts:
Book foulies: $ 1,500
Book prepaid hotels: $ 1,050
Cover card costs: $ 900
Receive an Olive Garden gift card: $ 1,500
Receive a gift card The Cheesecake Factory: $ 1,275
Receive a Starbucks gift card: $ 1,050
Using this sample of possible redemptions, the bonus is up to $ 2,000 (including the $ 500 declaration credit) to flights or certain gift cards. This is much less worth it if you choose one of the low value buyback options, such as coverage of card costs or booking prepaid hotels.
However, there is no repair value defined if you transfer points to one of the 20 AMEX travel partners, notably Air France-KLM, Singapore Airlines or Virgin Atlantic. According to our experience, you can receive much more than $ 1,500 in value during the transfer of 150,000 points to a transfer partner.
In relation: Best credit card registration bonuses
Consider these examples of points transfer to various AMEX travel partners to obtain more value of your awards.
Singapore Airlines has a New York route (JFK) in Frankfurt (FRA), where you can book a business class out of 81,000 miles plus a small amount of taxes and costs. This flight is on one of the best airlines in the world and can cost more than $ 2,600, offering you a lot of value for your points.
Singapore Airlines offers frequent discounts with its spontaneous spontaneous promotions Krisflyer, which could reduce the cost of the flight to only 56,700 miles. This redemption will be even more interesting if you can conclude this agreement.
Anyway, you still have points for other buyouts.
How does a business class fly for Paris (CDG) from Seattle (Sea)? With only 60,000 points transferred to Air France-KLM Flying Blue, you can make this dream a reality.
You should cover certain taxes and fresh, but it is worth it, since this flight can cost more than $ 3,000. Even better, you would still have 90,000 membership award to use after this redemption.
If you prefer to stretch your points for more flights, there are a lot of opportunities to do so. Consider this economic flight on Aer Lingus de Chicago (Ord) in Dublin (DUB), which costs only 13,000 Avios miles and certain taxes and fresh (about $ 131). This flight would cost $ 685 if you pay in cash.
With 150,000 points to work with, you can cover 11 of these flights (worth $ 7,500). It is a lot of solo visits or at least a few family trips, depending on the number of “family members”, once they hear that you reserve highly reduced flights to Ireland.
The Amex Business Platinum invoices annual costs of $ 695 (see Prices and costs), which means that you need enough value of the advantages of the card each year to compensate for this amount. Otherwise, it may not be worth hanging on this card year after year.
Without considering the value of its welcome offer, here are some simple steps to see if a card is worth it:
See how much you have to pay for a member of a card or annual costs.
Review the advantages of a card and calculate its value. Do not consider the advantages that you do not use. If the value of a particular advantage is difficult to quantify, this may require an informed supposition.
See if the sum of the values of the advantages you would really use is more than the annual costs.
Here are some Amex Business Platinum advantages and their potential value:
Award rate: If your business spends $ 50,000 on the card each year, this represents at least 50,000 points (worth $ 500 for flights). You can earn more points if you spend more or if you qualify for a higher gain rate.
Access to the airport show: Paying for access to the airport show can cost between $ 35 and $ 50 or more in places that allow paid customers. Buying a meal at an airport can cost more than $ 15. With airport’s benefits, you can avoid paying entry fees and frequently receive free food and drinks.
$ 200 Hilton declaration credit (registration required): For eligible purchases from Hilton, you can receive up to $ 200 of declaration credits per year ($ 50 per quarter).
Credit of airline costs at $ 200 (must select an eligible airline): You can receive up to $ 200 of credit per calendar year for accessory purchases, such as luggage costs, made with your selected airline.
$ 199 Clear Plus Credit: You can receive up to $ 199 per calendar year on Clear Plus eligible subscriptions.
You can more than compensate for annual costs each year using these advantages and others, many of which we have not mentioned here. Depending on the expenses of your business, you may earn enough purchases alone to compensate for the costs.
This article was published by Alicia Hahn.
Editorial disclosure: information in this article has not been examined or approved by any advertiser. All opinions belong only to Yahoo Finance and are not that of another entity. Details on financial products, including card rates and costs, are correct on the date of publication. All products or services are presented without warranty. Consult the Bank website for the most recent information. This site does not include all the offers currently available. The credit scoring alone does not guarantee or implies the approval of any financial product.
